$100 CAD equals approximately $71.94 USD at the current exchange rate. The exact amount changes every business day based on the Bank of Canada reference rate.
The current exchange rate is 1 CAD = ~0.7194 USD. Below is a full conversion table for common Canadian dollar amounts, plus what affects the rate and how to get the best deal when converting.
CAD to USD Conversion Table
Based on the current Bank of Canada rate. Values update automatically.
| Canadian Dollars (CAD) | US Dollars (USD) |
|---|---|
| $1 CAD | $0.72 USD |
| $5 CAD | $3.60 USD |
| $10 CAD | $7.19 USD |
| $20 CAD | $14.39 USD |
| $50 CAD | $35.97 USD |
| $100 CAD | $71.94 USD |
| $200 CAD | $143.88 USD |
| $500 CAD | $359.71 USD |
| $1,000 CAD | $719.42 USD |
| $5,000 CAD | $3,597.12 USD |
| $10,000 CAD | $7,194.24 USD |
How Has the CAD/USD Rate Changed?
The Canadian dollar has been consistently weaker than the US dollar, but the gap fluctuates with economic conditions.
| Period | Rate (1 CAD = X USD) | $100 CAD = |
|---|---|---|
| March 2026 (now) | 0.7194 | $71.94 USD |
| November 2025 (CAD weakest) | 0.6878 | $68.78 USD |
| March 2025 (1 year ago) | ~0.730 | ~$73.00 USD |
| 2021 average | 0.7974 | $79.74 USD |
| 2021 high (CAD strongest) | 0.8306 | $83.06 USD |
In short: $100 CAD buys about $11 less USD today than it did at the 2021 peak, when the Canadian dollar was at its strongest. The CAD hit its weakest point in November 2025, when $100 CAD was worth only $68.78 USD.
What Affects the CAD/USD Rate?
Interest rate differential
The Bank of Canada rate is currently 2.25%, while the US Federal Reserve holds at 3.50%–3.75%. This ~1.3% gap weakens the CAD because investors earn more holding US dollars. When the gap narrows, the CAD typically strengthens.
Oil prices
Canada is a major oil exporter — roughly $170 billion worth of energy exports to the US in 2025 alone. When oil prices rise, the Canadian dollar tends to strengthen. When oil drops, CAD weakens against the USD.
Trade policy
US tariff threats against Canadian goods have weighed on the CAD in 2025–2026. The USMCA joint review scheduled for July 2026 is the next major risk event that could move the rate significantly.
Best Way to Convert CAD to USD
| Method | Cost on $100 CAD | You Receive |
|---|---|---|
| Wise | ~CA$0.60 (0.6%) | ~$71.51 USD |
| Credit card (no FX fee) | ~CA$2.50 (2.5%) | ~$70.14 USD |
| Canadian bank | ~CA$2.50–$3.00 (2.5–3%) | ~$69.78–$70.14 USD |
| Airport kiosk | ~CA$9.00 (9%) | ~$65.47 USD |
On $100, the difference is small. But on $1,000 or $10,000, the gap between Wise (~CA$6 fee) and a bank (~CA$35 fee) adds up fast. For amounts above CA$5,000, Norbert's Gambit saves even more.